Restaurant insurance program administrator ProHost USA has added employment practices liability insurance coverage as an option in its packaged insurance solution specifically designed for restaurants.
According to Heidi Strommen, President of ProHost USA, “More restaurants are recognizing the need for protection against employment-related litigation. Employee claims of discrimination, wrongful termination, retaliation or other complaints can be costly to a restaurant’s reputation and bottom line.” Strommen also noted, “In addition, our endorsement covers third-party violations including actual or alleged discrimination or sexual harassment against customers or vendors. Third-party coverage is particularly important for a restaurant because employees have significant direct contact with the public.”
The new ProHost EPL enhancement, available in most states, provides a complimentary Legal Advice Line for policyholders. Through this service, an experienced attorney will give general counsel on a range of employment issues including the legal implications of decisions or actions the employer is considering. Policyholders that purchase the coverage also have access to an easy-to-use website that provides important resources for claim prevention such as a model employee handbook, best employment practices checklist and a library of employment related articles.
ProHost USA, Inc. is an insurance program administrator founded in 1989 and based in Minneapolis, Minnesota. For more than 25 years, ProHost has insured restaurants and related risks working with independent retail insurance agents across the country that recognize the value of their extensive underwriting expertise. To learn more, visit prohostusa.com